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1Where we are today
Bills due soon
2Linked accounts
Connect Fidelity and Amex through Plaid. Balances replace the snapshot, and real card charges give you your monthly spending. Plaid's keys stay on the server, and nothing is shared beyond this page.
Checking Plaid…
3Your numbers
This page never guesses a rate or a future cost. Type your own numbers. A blank box counts as 0 or "no change", and step 4 lists everything left out. Your numbers are saved in this browser only.
4What's left each month
Take-home pay minus the mortgage, everyday spending, kids, Roth saving and any refinance costs, from 2027 to 2036. It uses only today's facts and the numbers you typed in step 3.
Year by year
Mortgage
Savings over time
Where the numbers come from
Privacy: only Jack and Sarah can open this page, each with their own password and authenticator code. Plaid access keys are encrypted and never sent to the page. A planning tool, not financial or tax advice.
Who can open this
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